Let me help you every step of the way. When purchasing a home, you are faced with a multitude of decisions! The primary one is whether you are actually prepared to purchase a home. Obtaining a mortgage can be a complex and tiring process - having your mortgage pre-approval is the very first step to home ownership. Once you have determined you are ready to move forward with the required effort towards your home-purchasing goal, the rewards are unquestionable.
While at your side each step of the way, I will make the process of purchasing a home easy and stress free! When I work for you, the experience will be more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you locate and assess properties for sale that match your specifications, prepare so sellers perceive you as a preferred buyer, and help you through the countless details attending the actual purchase.
I am always familiar with the current homes on the market, and I know neighborhood values extremely well, so I can help you determine which properties are fairly-priced and in good condition before you start your search.
Your First Step: Loan Pre-Approval
The very first step in the purchasing process is to get pre-approved for a mortgage
. You can utilize the services of a Mortgage Professional
(free) or use your current bank. Mortgage Professionals typically are able to offer better rates
than banks however not always. The do however, work for you and will find the best mortgage product available for your lifestyle.
I work very closesly with Mortgage Professionals, contact me
if you would like me to put you in touch with one!
Your Next Step: What Kind of Home?
Your next step to buying a home is to ask yourself why you want to buy a home: to stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house? Next, list what kind of home you'd like and where you would like to be. Be specific. Separate the "must haves" from the "want to haves."
Think of yourself as zeroing in on a target, going from the general to the specific. Single family home or a Condo / Townhome? Consider area (city, suburban neighborhood, country); which quadrant? Neighborhood (older and settled or sparkling new; near a particular school; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.
Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Consider how long you expect to live in this particular home.
I Will Find The Right Homes For You
Once you've been pre-approved and know what price range you want to stay within, I can help you determine which Calgary properties fit your needs by using the (MLS) Multiple Listing Service system
to locate them.
You can definitely utilize the search tools
on my website, however, they are not going to be as in depth as the searches I am able to conduct. As much as I enjoy techology, I still review listings before I send them to you ensuring they 'truly' match your wants and needs
. Auto searches do not eliminate busy roads and paint colour. I'm all about saving you time!
I Will Help You Every Step Of The Way
From guiding you through the mortgage approval process, searching for a home to negotiating your offer and ensuring your offer conditions are met, I'm here every step of the way!